B. J. Huggins

*Registered Representative

bjhuggins@firstheartland.com

Contact

Office: (252) 338-2677

Fax: (252) 338-0156

1800 West City Drive

Elizabeth City, NC 27909

frankie@aainsinvest.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Check the background of your financial professional on FINRA's BrokerCheck.

This site has been published in the United States for residents of the United States. The entire site has been prepared solely for informational purposes, and nothing contained herein should be construed as an offer to buy or sell, or a solicitation to buy or sell, any security or other investment product or to participate in any particular trading strategy. No information contained herein should be regarded as a suggestion to engage in or refrain from any investment-related course of action. All views expressed and materials presented are subject to change without notice and are not intended and should not be construed as investment, tax, or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. All information is believed to be from reliable sources; however, no representation is made as to its completeness or accuracy.

*Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchase you should carefully read the prospectus and prospectuses for the underlying investment portfolios of variable products. In addition to carefully reviewing the prospectus, you are advised to consider the investment objectives, risks and charges, and expenses of the investment before investing. A prospectus may be obtained from our office or directly from the mutual fund company, insurance company or offering entity. **Variable annuities are long-term investments designed for retirement purposes. Variable products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any variable investment options in a product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. ***Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Annuity product guarantees including optional benefits, for both fixed and variable annuity products, rely on the financial strength of and are subject to the claims‐paying ability of the issuing company.

Employees or representatives of A&A Insurance and Investments acting as registered representatives of First Heartland® Capital, Inc. may transact business in a particular state only if first registered, excluded or exempted from registration requirements. Edward Huggins, Carson Stallings, BJ Huggins, and Hayley Huggins are Registered Representatives of First Heartland® Capital, Inc., a registered broker/dealer based in Lake Saint Louis, Missouri. Registered Representative(s) may only discuss/and or transact securities business with residents of the following states: FL, GA, ID, NC, TN, UT, VA, WA, DE, MD.

Securities offered through FIRST HEARTLAND® CAPITAL, INC. Member FINRA/SIPC

4101 Lake St. Louis Blvd. Lake St. Louis, MO 63367 636.625.0900
A&A Insurance and Investments is not affiliated with First Heartland® Capital, Inc.

By activating a third-party hyperlink you will leave our A&A Insurance and Investments website. Neither A&A Insurance and Investments nor First Heartland® Capital, Inc. are responsible for the validity, completeness or accuracy of any information provided on these sites.

Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

B. J. Huggins

*Registered Representative

(252) 338-2677 ext. 2

bjhuggins@firstheartland.com